INSTEP / GSS / GDP / Attachments / Internships 

Other Programmes
SBS (Biomedical Sciences - BUCM) | CEE (Maritime Exchange Programme) | Global Immersion Programme (GIP)



This scheme is designed to help students going on any of the programmes listed below who face financial difficulties to defray their overseas expenditure.

Loan : Overseas Student Programme (OSP) Loan

Eligibility

 OSP Loan

Open to all financially needy full-time NTU undergraduates going to

  • ADM Internship
  • Enhanced Industrial Attachment
  • Global Summer Studies
  • Global Discovery Programme
  • HSS Professional Attachment
  • INSTEP
  • Industrial Attachment
  • Industrial Immersion for Maritime students
  • Industrial Internship Programme
  • Industrial Orientation
  • International Research Attachment
  • Professional Attachment
  • Professional Internship
  • SBS-FYP Overseas Programme
  • A student is only eligible for one OSP Loan during his/her course of study at NTU.
  • Fee-paying students embarking on Fee-paying Scheme (i.e. students who undertake to apply to the host university on their own accord) are not eligible for the award/loan schemes here.

 

Quantum

 scheme

country of study / attachment

max aid applicable   

Singaporean

Singapore PR

International

OSP Loan for INSTEP

Asia

S$5,000

S$3,000

Oceania / US / Europe / Africa

S$10,000

 

 scheme

country of study / attachment

max aid applicable   

Singaporean

Singapore PR

International

OSP Loan for SBS-FYP Overseas Programme Asia

S$6,000

S$3,000

Oceania / US / Europe / Africa

S$8,000

 scheme

country of study / attachment

max aid applicable   

 

Singaporean

Singapore PR

International

OSP Loan for Global Discovery Programme India

S$3,000

S$3,000

S$2,200

Vietnam

S$2,200

scheme

country of study / attachment

 Period

max aid applicable   

 Singaporean

Singapore PR

 International

Travel Award

  • ADM Internship
  • Enhanced Industrial Attachment(EIA) (30wks)
  • HSS Professional Attachment for Humanities and Social Sciences students (HPAP)
  • Industrial Attachment(IA) (22wks)
  • Industrial Immersion (II) for Maritime Studies students (10 wks)
  • Industrial Internship Programme (IIP) for SPMS students (22wks)
  • International Research Attachment (IRA) (30wks)
  • NBS Professional Attachment (PA) for Accountancy & Business students
  • Professional Internship (PI) for Communication Studies students (24wks)
 Asia

22 - 30 weeks

 S$3000

NA 

8-12 weeks

 S$1500

5 weeks

$750 

Oceania / US / Europe / Africa

22 30 weeks

S$3000

 NA

 8 -12 weeks

 S$1500

 5 weeks

S$750 

  • OSP Loan for programmes listed above.
Asia

22 - 30 weeks

 S$7000

 S$3000

8 -12 weeks

 S$3500

5 weeks 

 S$1750

Oceania / US / Europe / Africa

22 - 30 weeks

 S$12000

 S$3000

8 -12 weeks 

 S$6000

5 weeks 

 S$3000

 

For OSP Loan applicants

Guarantor Requirements
  1. The guarantor must be above 21 years of age and not exceeding 60 years.
  2. A loan applicant who is a:
    • Singaporean student to provide a Singaporean guarantor
    • SPR student to provide a Singaporean / SPR guarantor
    • International student to provide a guarantor of any nationality
  3. The guarantor must not be a bankrupt.
  4. The guarantor must be gainfully employed.
  5. If the person is also a loan applicant, he/she should not stand in as a guarantor for another loan applicant because of his/her loan liability.
  6. A person should not stand in as a guarantor for more than 2 loans.
  7. For SPR & international applicants, a student of Nanyang Technological University who satisfies (1), (2) and (3) may also act as a guarantor. However, a student who is holding Tuition Fee Loan / loan from CPF Education Scheme or any other form of loan should not stand as a guarantor.  For Singaporean applicants, students of Nanyang Technological University may not act as a guarantor.
  8. If the application for OSP loan is successful, the applicant and the guarantor have to be both present at NTU to sign the Loan Agreement.

Interest

  • Interest-free during course of study.
  • Interest will commence upon graduation.  Interest rate will be based on average prime lending rate of the 3 local banks (DBS, OCBC & UOB).

Repayment

 OSP Loan
  • Maximum loan period of 5 years.
  • Minimum repayment of $100 per month (monthly instalment of $100).
  • For Singaporean students, repayment to commence no later than 2 years after graduation or upon securing employment (whichever is earlier).
  • For Singapore PR and international students, repayment to commence no later than 3 months after graduation.
  • You may carry out a prepayment of your loan in part or in full any time without incurring any prepayment charges.

How to apply

  • Apply online through StudentLink during the application period.
  • Please apply only after you have applied for your overseas programme. You need not wait for your programme outcome before applying to us.
  • Submit supporting documents.
  • The outcome of your application will be informed to you 3 weeks after the application closing date.

Sequence of events:

  1. Submit application form and all relevant supporting documents to Office of Admissions & Financial Aid (OAFA) by the given deadline.
  2. You will be informed of your application outcome 3 weeks after the application closing date.
  3. If you are granted the loan:
    • A Loan Letter of Offer will be forwarded to you. You are required to sign on the Letter of Offer to indicate acceptance, and return it to OAFA.
    • Office of Finance will contact you to arrange for both yourself and your guarantor to visit their office to sign the Loan Agreement.
    • After the Loan Agreement has been signed, Office of Finance will release the entire approved loan amount (in one lump sum) to you via a cheque after you have been confirmed an overseas placement.

All programmes (except INSTEP & GSS):  The Office incharge of your Overseas Programme will update Office of Finance once your overseas placement is confirmed.

INSTEP & GSS:  Applicants must submit a copy of their Overseas Host University / Company Acceptance Letter to Office of Admissions and Financial Aid as soon as it is available.

Application period

AY2009-10 Semester 2:  1 September 2009 to 30 September 2009

  • INSTEP
  • SBS-FYP Overseas Programme

AY2009-10 Semester 1:  1 October 2009 to 30 October 2009   

  • ADM Internship
  • NBS Professional Attachment (PA) for Accountancy & Business students

AY2009-10 Semester 2:  1 October 2009 to 30 October 2009 

  • ADM Internship
  • Enhanced Industrial Attachment (EIA)
  • Industrial Attachment (IA)
  • Industrial Internship Programme (IIP) for SPMS students
  • International Research (IRA)
  • Professional Internship (PI) for Communication Studies students  

AY2009-10 Semester 1:  24 August 2009 to 30 September 2009

  • Global Discovery Programme (to India)
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